Ok, so, if you look at No Spend challenges in a very black and white sort of way, I failed. I however, choose to acknowledge the grey in life and think I didn’t do so bad.
I set for myself a No Spend challenge, it was to last two weeks, and officially ended yesterday. I was allowed to buy gas for my suv, as well as food / household items as needed. Oh, and pay bills, obviously lol.
In that two week period I had two opportunities to donate to charity, one to the Edmonton Food Bank and one to the Vancouver Food Bank, and I donated to both. Neither of those donations fit in any way, shape, or form, to the short list of acceptable purchases but I have no regrets.
I also paid the entry fee for a virtual marathon. This one is a bit trickier. I had intended to wait until the end of my No Spend challenge to buy my entry but found out last week that it was the last day for the early entry fee, which meant that after that date it would cost more to sign-up. I suppose I could have just said I wouldn’t do it, or I could have waited until my challenge was over and paid the higher entry fee, but, well, no. I wasn’t going to miss doing this with my friends, and why would I wait a week and pay more for something when I could buy it that day and pay less?
The No Spend challenge was meant to help get my spending back in line with my budget, that doesn’t mean I stop looking at the bigger picture and spend less on a certain day only to spend even more 8 days later. Sometimes logic is what is in that grey space.
So yeah, technically, I broke the No Spend rules. Ok, not even technically, I did break the No Spend rules but not in a bad way. Not in a I bought more books, or clothes, or some other random item that I don’t really need but I’m bored and saw it online and impulsed bought it way. I donated to charity, and bought something I was going to buy anyways on a day it was a cheaper purchase, how can that be bad?
This is why I tend to shy away from No Spend challenges, and similar things I see in the budgeting world. They don’t always lead you to making the logical purchase, or they may restrict you from an opportunity to help someone else.
To me, I think the better way to go about curbing your spending is to stick to the budget you gave yourself. Maybe you don’t budget, and ya know, if you don’t and that works for you, cool. For me, I budget. I set myself an exact amount of money to be used for gas, food, household items, and other categories. My problem is lately I’ve been going over budget by buying more online, things I never would have bought before, partially out of boredom, anxiety, because outside of work I do nothing and interact with almost no one, and somehow that has led me to increasing my shopping. Not good. Shopping is not a coping skill. I need to stop treating it like one.
Which is why, for the next two weeks, I’m not putting myself on a No Spend challenge, I’m putting myself on a Stick To Your Freakin Budget Challenge. Much more my style, don’t you think? 😉
The Amazing Shrinking Woman 